Bangladesh Mobile Banking Charge Calculator

How much will it cost to cash out from bKash, Nagad, Rocket or Upay? Enter the amount and see the fee, the total you need in your wallet, and the cheapest option — side by side. Everything runs in your browser; nothing is uploaded.

Charge
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Total Needed in Wallet
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Cash in Hand
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Compare cash-out charges for this amount

How to Use

  1. Enter the amount in Taka — the cash you want to take out or send.
  2. Choose the wallet — bKash, Nagad, Rocket or Upay.
  3. Choose the service — Cash Out, or Send Money to another personal account (free on all four wallets).
  4. For bKash, also pick the cash-out method — a Priyo Agent is the cheapest at ৳13.95 per ৳1,000.
  5. Press Calculate — you see the charge, the total your wallet must hold, and a comparison table for all four wallets.

Cash-Out Rates Used

bKash: any agent 1.85% (৳18.50 per ৳1,000), Priyo Agent 1.395% (৳13.95 per ৳1,000, up to ৳50,000 a month), ATM 1.49% (৳14.90 per ৳1,000). Nagad: 1.25% (৳12.50 per ৳1,000). Rocket: 1.67% (৳16.70 per ৳1,000). Upay: 1.4% (৳14.00 per ৳1,000). Send Money between personal accounts is free on all four. Rates include VAT where the operator includes it.

Frequently Asked Questions

Why do I need more in my wallet than the cash I take out?

The charge is taken from your balance on top of the cash you receive. To take ৳10,000 in hand from an ordinary bKash agent you need ৳10,185 in your wallet — the ৳185 fee is extra.

What is a bKash Priyo Agent?

You can set any two agent numbers as your Priyo Agents in the bKash app (or by dialling *247#). Cashing out at those two agents costs only ৳13.95 per ৳1,000 for the first ৳50,000 in a calendar month. Above that, the normal ৳18.50 rate applies.

Is Send Money really free?

Yes — sending money to another personal account of the same wallet is free on bKash, Nagad, Rocket and Upay, within the daily and monthly limits. Charges apply when you cash out, pay a merchant, or transfer to a bank.

Related Tools

Disclaimer: Rates are the published charges for 2026 and can change — operators update them without notice. Always check the final charge on your app's confirmation screen before approving a transaction. This tool is not affiliated with bKash, Nagad, Rocket or Upay.