Work out your monthly Social Security Fund (SSF) contribution in Nepal. SSF takes 31% of your basic salary every month — 11% deducted from your pay and 20% paid by your employer on top. Enter your basic salary to see the full split, your take-home pay and the yearly total. Everything runs in your browser; nothing is uploaded.
SSF is calculated on your basic salary only — not your full gross pay with allowances. Check your payslip for the basic figure.
Total contribution: 31% of basic salary. Employee: 11% (10% provident/pension fund + 1% social security tax). Employer: 20% (10% provident/pension fund + 8.33% gratuity + 1.67% other schemes — medical, accident, dependent-family and maternity cover). Contributions are due monthly, normally within 15 days of the end of the month. Pension eligibility needs 180 months (15 years) of contributions.
No. SSF is calculated on your basic salary only — overtime, bonuses and non-basic allowances are not included. How your employer splits basic pay and allowances changes the amount, so always use the basic figure from your payslip.
Most of it (28.33%) builds your old-age protection — pension and retirement savings. The rest covers medical and maternity benefits, accident and disability cover, gratuity and dependent-family protection.
Yes. SSF contributors get a 0% rate on the first NPR 10,00,000 of annual income under the FY 2083/84 slabs (the 1% social security tax is waived because you already pay it through SSF), and SSF/EPF/CIT contributions are deductible up to NPR 5,00,000 or one-third of income.
Disclaimer: This is an estimate based on the commonly published SSF rates (employee 11%, employer 20%, total 31% of basic salary) under Nepal's Labour Act 2074 and the Contribution Based Social Security Act. Rates are set by regulation and can change — always check your payslip and the official SSF portal (ssf.gov.np) before relying on a figure. This tool is not affiliated with SSF and is not financial advice.