Philippines SSS Contribution Calculator

Work out your monthly SSS contribution. Since January 2025 the rate is 15% of your Monthly Salary Credit (MSC) — 5% paid by you and 10% by your employer — with the MSC running from ₱5,000 to ₱35,000. Enter your salary, pick your membership type, and see the exact split. Everything runs in your browser; nothing is uploaded.

Your Share (per month)
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Employer Share (per month)
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Total (per month)
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How to Use

  1. Pick your membership type — employed, or self-employed / voluntary / OFW if you pay the whole contribution yourself.
  2. Enter your monthly salary in Pesos.
  3. Press Calculate — you get your Monthly Salary Credit, your share, your employer's share (plus the EC contribution), and the yearly total.

Current SSS Rates Used

Schedule effective January 2025 (SSS Circular No. 2024-006, under RA 11199): total 15% of the Monthly Salary Credit — employee 5%, employer 10%. The MSC is a bracketed figure in ₱500 steps, from a floor of ₱5,000 (salary below ₱5,250) to a ceiling of ₱35,000 (salary of ₱34,750 and above). On top of that, the employer alone pays the Employees' Compensation (EC) contribution: ₱10 when the MSC is below ₱15,000 and ₱30 at ₱15,000 and above. Self-employed, voluntary and OFW members pay the full 15% themselves and do not pay EC.

Frequently Asked Questions

Why is my SSS contribution not 15% of my exact salary?

SSS does not apply the 15% to your precise salary. Your salary is first mapped to a Monthly Salary Credit (MSC) — a bracketed figure in ₱500 steps. On a ₱20,000 salary the MSC is ₱20,000, but on ₱20,100 the MSC is ₱20,500, so the contribution is 15% of the MSC, not of your payslip figure.

What is the maximum SSS contribution?

At the ₱35,000 MSC ceiling, an employed member pays ₱1,750 a month and the employer pays ₱3,500 plus ₱30 EC — ₱5,280 in total. Salaries above ₱34,750 all use the same ₱35,000 MSC.

What is the EC contribution?

Employees' Compensation (EC) covers work-related sickness, injury, disability and death. It is paid entirely by the employer — ₱10 a month when the MSC is below ₱15,000, ₱30 at ₱15,000 and above — and it never reduces your take-home pay.

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Disclaimer: This is an estimate based on the SSS contribution schedule effective January 2025 (SSS Circular No. 2024-006). The MSC is worked out from the official bracket table; the part of your salary above ₱20,000 in MSC goes to the mandatory provident fund (MySSS Pension Booster). Household workers (kasambahay) and land-based OFWs have different MSC floors — always check the official SSS contribution table for your membership category. This tool is not affiliated with the SSS and is not financial advice.